Then I guess that's just still the way you like your parties to work.
I'm a more carefree partier, as long as the party is nice and stuff, I don't really mind too much. On Free Alloc, I mainly only take quest items, unless someone else has a quest I take the regular drops.
Besides, when a party member gets into trouble with mobs, are you really going to worry about drops while your friend dies? I'm going to help out my friend before I pick up the drops.